https://www.cliffordives.com/get-started daily 0.75 2022-08-11 https://images.squarespace-cdn.com/content/v1/5e557dd886d9a048ca2aef5a/1583940919616-KYVGKDC4F7GLOR3G0X87/Android+Tiny.png Get Started https://images.squarespace-cdn.com/content/v1/5e557dd886d9a048ca2aef5a/1595866307129-VFG9094ZK89MTBTNX6GX/Young+Children+Carrying+Moving+Boxes.jpeg Get Started https://images.squarespace-cdn.com/content/v1/5e557dd886d9a048ca2aef5a/1595866546917-8KY1N52KMTRH64N6QFJ4/image-asset.jpeg Get Started https://images.squarespace-cdn.com/content/v1/5e557dd886d9a048ca2aef5a/1583940946757-FIPKAYRMENYNWX9DZARN/Apple+Tiny.png Get Started https://images.squarespace-cdn.com/content/v1/5e557dd886d9a048ca2aef5a/1583853710272-HOO6R3ZTD2HR8TQQT7K5/app-GM.jpg Get Started https://images.squarespace-cdn.com/content/v1/5e557dd886d9a048ca2aef5a/1595866220662-EQKKCZAP2HCM82IACMYQ/Loan+Officer+with+Smiling+Couple+with+Laptop.jpeg Get Started https://www.cliffordives.com/gallery-5 daily 0.75 2020-03-11 https://images.squarespace-cdn.com/content/v1/5c5a514d65019f01a2cb2be5/1562692307269-1Z2MCKI37QWHXNVDC1GV/20140301_Trade-151_0124-copy.jpg Gallery 5 https://images.squarespace-cdn.com/content/v1/5c5a514d65019f01a2cb2be5/1562692307269-1Z2MCKI37QWHXNVDC1GV/20140301_Trade-151_0124-copy.jpg Gallery 5 https://images.squarespace-cdn.com/content/v1/5c5a514d65019f01a2cb2be5/1579824415782-CYRCE36NWLJU4417U54Y/AroHa_02.jpg Gallery 5 https://images.squarespace-cdn.com/content/v1/5c5a514d65019f01a2cb2be5/1579824415782-CYRCE36NWLJU4417U54Y/AroHa_02.jpg Gallery 5 https://images.squarespace-cdn.com/content/v1/5c5a514d65019f01a2cb2be5/1579824432634-IKIPH1OZC7OASKZNP1W8/Aro+Ha_0428.jpg Gallery 5 https://images.squarespace-cdn.com/content/v1/5c5a514d65019f01a2cb2be5/1579824432634-IKIPH1OZC7OASKZNP1W8/Aro+Ha_0428.jpg Gallery 5 https://images.squarespace-cdn.com/content/v1/5c5a514d65019f01a2cb2be5/1579824437832-52WONUMQDIG06QSXCF32/Aro+Ha_0010.jpg Gallery 5 https://images.squarespace-cdn.com/content/v1/5c5a514d65019f01a2cb2be5/1579824437832-52WONUMQDIG06QSXCF32/Aro+Ha_0010.jpg Gallery 5 https://www.cliffordives.com/team daily 0.75 2023-01-23 https://images.squarespace-cdn.com/content/v1/5e557dd886d9a048ca2aef5a/df72ea0f-ac75-4bfb-9472-69b9fd0d468b/0G2A3469.jpg Our Team https://images.squarespace-cdn.com/content/v1/5e557dd886d9a048ca2aef5a/1596072157173-JFM7JMHYH38CFFH77U23/nafinia-putra-Kwdp-0pok-I-unsplash.jpg Our Team - Community. Homeowners are the base building blocks of communities. Buying a home is more than ownership- it’s starting a new stage in life & making a commitment. Helping families & individuals secure financing to fulfill the dream of home ownership is a deeply personal experience and I understand how challenging it can be. My job is to streamline that process as much as possible for my clients. https://images.squarespace-cdn.com/content/v1/5e557dd886d9a048ca2aef5a/8c855571-3805-4aa1-85d1-869ed74297ed/CI+team.jpg Our Team https://images.squarespace-cdn.com/content/v1/5e557dd886d9a048ca2aef5a/1584022259250-B9TUMPJ87BYR5AC800GV/60531350_114132619832723_3756841527079273680_n.jpg Our Team - Family & Furbabies I am a dedicated family man. The love and compassion I have for my family is a large part of what drives me to go the extra mile for my clients. Family is everything. Whether it is my wife Kim, our children and grandchildren, or our beautiful dogs, family is at the heart of everything I do. This strong core value drives my mission at Gershman Mortgage: Helping other families to realize their dreams https://images.squarespace-cdn.com/content/v1/5e557dd886d9a048ca2aef5a/1595866967885-904CMT6N6F981KQKZNS1/2020-05-19_11-23-10_102.jpeg Our Team https://images.squarespace-cdn.com/content/v1/5e557dd886d9a048ca2aef5a/1582867593158-XD3RW2NEF4ULRSE5VDX9/71519539_404151576856720_7460703811548369686_n.jpg Our Team https://images.squarespace-cdn.com/content/v1/5e557dd886d9a048ca2aef5a/1582867057750-4X0OKEXM9MKC4ENO2EZA/47583480_1197750673725306_3216001902217611802_n.jpg Our Team https://www.cliffordives.com/about-1 daily 0.75 2020-02-28 https://images.squarespace-cdn.com/content/v1/5ce2e1b47977970001d9545e/1559249367710-990SKXY4GDXK1E5F9KKD/about-us.jpg About https://www.cliffordives.com/programs daily 0.75 2021-03-01 https://images.squarespace-cdn.com/content/v1/5e557dd886d9a048ca2aef5a/1583798799412-SGLCCQFWKOV1AWHKR60R/couple+kitchen.jpg Loan Programs - Conventional Loans Offers competitive interest rates and requires a minimum of 3% down payment or the standard 20% down without mortgage insurance. Standard documentation and fair-to-good credit score are necessary to qualify. https://images.squarespace-cdn.com/content/v1/5e557dd886d9a048ca2aef5a/1595866031305-2LS3607POUMNZ7XBGTP0/Backyard.jpeg Loan Programs - Rural Housing Loans (USDA) $0 down option for qualifying properties located in USDA defined rural areas. Insured by the U.S. Government. https://images.squarespace-cdn.com/content/v1/5e557dd886d9a048ca2aef5a/1583798859508-G064CSZSDJIEVC2R6XB5/Army+wide.jpg Loan Programs - VA Loans Offering no down payment option to eligible U.S. service members, surviving spouses, and veterans. No mortgage insurance required. https://images.squarespace-cdn.com/content/v1/5e557dd886d9a048ca2aef5a/1583799390768-PCBSU73DTWD8P8FDTDSG/couple+couch.jpg Loan Programs - FHA Loans Great home buyer program with more flexible lending guidelines. Requires a minimum down payment of 3.5%. https://www.cliffordives.com/home daily 1.0 2023-08-18 https://images.squarespace-cdn.com/content/v1/5e557dd886d9a048ca2aef5a/521bec85-7485-49b2-8693-bf26167274eb/CI.jpg Home - The path to home ownership can be exciting and confusing. Let me be your guide. “I am dedicated to maintaining a high level of customer service, and do this by consistently communicating with each and every customer. I am committed to taking care of my customers and walking them through the mortgage process, step-by-step.” - Clifford Ives, Gershman Mortgage https://www.cliffordives.com/contact daily 0.75 2020-07-30 https://www.cliffordives.com/about-2 daily 0.75 2020-02-28 https://images.squarespace-cdn.com/content/v1/5ce2e1b47977970001d9545e/1559249367710-990SKXY4GDXK1E5F9KKD/about-us.jpg About https://www.cliffordives.com/services-2 daily 0.75 2020-03-11 https://images.squarespace-cdn.com/content/v1/5c5a514d65019f01a2cb2be5/1562687066242-19BNSERJAE0SM6Z38Q9J/20140301_Trade-151_0124-copy.jpg Services 2 - Build it. It all begins with an idea. Maybe you want to launch a business. Maybe you want to turn a hobby into something more. Or maybe you have a creative project to share with the world. Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/5c5a514d65019f01a2cb2be5/1562687054750-ZJCFVFUNAPLXW8DLPKYY/20140301_Trade-151_0124-copy.jpg Services 2 - Dream it. It all begins with an idea. Maybe you want to launch a business. Maybe you want to turn a hobby into something more. Or maybe you have a creative project to share with the world. Whatever it is, the way you tell your story online can make all the difference. https://www.cliffordives.com/accesibility daily 0.75 2020-09-04 https://www.cliffordives.com/commercial daily 0.75 2025-05-09 https://images.squarespace-cdn.com/content/v1/5ce2e1b47977970001d9545e/1560288428308-36UTNA7X6PS0D2GJ3FY2/Stocksy_txp9c995bd1cMI100_Large_1188910.jpg Commercial Design https://images.squarespace-cdn.com/content/v1/5ce2e1b47977970001d9545e/1560288456336-QJYUC6S73WST51N9AG41/Stocksy_txp9c995bd1cMI100_Large_1192032.jpg Commercial Design https://images.squarespace-cdn.com/content/v1/5ce2e1b47977970001d9545e/1560288477477-QLUO3IOZLD0K2XGFTKT0/Stocksy_txp9c995bd1cMI100_Large_1192030.jpg Commercial Design https://images.squarespace-cdn.com/content/v1/5ce2e1b47977970001d9545e/1560288443993-70R8RACJ1HQJFH5BHF2R/Stocksy_txp9c995bd1cMI100_Large_1183959.jpg Commercial Design https://www.cliffordives.com/residential daily 0.75 2025-05-09 https://images.squarespace-cdn.com/content/v1/5ce2e1b47977970001d9545e/1560288176661-C90TXFM4VNJFRC4H8YRW/Stocksy_txp9c995bd1cMI100_Large_1192028.jpg Residential Design https://images.squarespace-cdn.com/content/v1/5ce2e1b47977970001d9545e/1560288146199-DA9XREUMWRMKI6GQ5QVH/Stocksy_txp9c995bd1cMI100_Large_1183996.jpg Residential Design https://images.squarespace-cdn.com/content/v1/5ce2e1b47977970001d9545e/1560288521108-71L8CT3BCUQJ7050OMJ2/Stocksy_txp9c995bd1cMI100_Large_1184005.jpg Residential Design https://images.squarespace-cdn.com/content/v1/5ce2e1b47977970001d9545e/1560288141454-7MP0J8XLVB4BO0HDFIKZ/Stocksy_txp9c995bd1cMI100_Large_1184002.jpg Residential Design https://www.cliffordives.com/experiential daily 0.75 2025-05-09 https://images.squarespace-cdn.com/content/v1/5ce2e1b47977970001d9545e/1558471325414-WU05TRG9JWV0E62OAV83/download+copy+2.jpeg Experiential Design https://images.squarespace-cdn.com/content/v1/5ce2e1b47977970001d9545e/1560288303310-TTJEIL1U469UY7OCHUMY/Stocksy_txp9c995bd1cMI100_Large_1192042.jpg Experiential Design https://images.squarespace-cdn.com/content/v1/5ce2e1b47977970001d9545e/1560288335378-1RLP8C2OBC0QXC2Q0QA3/Stocksy_txp9c995bd1cMI100_Large_1192029.jpg Experiential Design https://images.squarespace-cdn.com/content/v1/5ce2e1b47977970001d9545e/1560288373735-NRNSJ40PIZ23YJQJI5CV/Stocksy_txp9c995bd1cMI100_Large_1183977.jpg Experiential Design