Programs Home Buyer Programs!! • Reverse Mortgages are offered for borrowers over 62 years of age. • FHA - with 3.5% down payment and terms of 15, 25, or 30 year fixed. • VA loans for active or retired military personnel. 0% down payment, no monthly mortgage insurance, terms of 15, 25, or 30 year fixed. • USDA program designed to help finance homes in rural areas. 0% down payment and a 30 year fixed loan. Excludes the areas of Springfield, Battlefield, and Nixa. • MHDC offers a 3% down payment grant for qualified buyers. • Conventional loan offering a wide range of programs starting with 5% down primary properties and 20% down investment properties. • Jumbo and Super Jumbo 3/1 ARM, 5/1 ARM, 7/1 ARM, and 30 year fixed. • We have the ability to guide borrowers beyond great credit challenges. • We assist borrowers who are self-employed or small business owners.
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