Since 2000, I have been helping individuals and families realize their dreams of being a homeowner. Through extensive experience and a commitment to the needs of my clients, I do everything in my power to help you get approved for the best loan program for your future home.
Clifford has been in the sales industry for 27 years and in the mortgage business for more than 18 years. At Gershman Mortgage we offer a wide range of home loans that are designed to help you get into your next home such as FHA, VA, USDA and Conventional, along with a variety of more sophisticated product like 203k renovation loan and Home Style renovation loans. With our wide arrangement of loans, you can be sure that I shall do my best to provide you with the best loan product.
A branch of Missouri’s oldest and most reputable residential lender, Gershman Investment Corp., lending since 1953
HUD licensed since 1955.
We process, underwrite, and fund our loans in-house.
Your home loan will be handled by a professional, knowledgeable, and caring staff.
We believe in clear, concise communication and building trust with out clients
We strive to exceed your expectations by offering a fast turn-around time.
Our customer service extends from first contact to life. We are committed to our philosoph “A Customer for Life.”
We have aggressive rates and competitive closing costs.
• Reverse Mortgages are offered for borrowers over 62 years of age.
• FHA - with 3.5% down payment and terms of 15, 25, or 30 year fixed.
• FHA 203k renovation loans
• VA loans for active or retired military personnel. 0% down payment, no monthly mortgage insurance, terms of 15, 25, or 30 year fixed.
• USDA program designed to help finance homes in rural areas. 0% down payment and a 30 year fixed loan. Excludes the areas of Springfield, Battlefield, and Nixa.
• MHDC offers a 3% down payment grant for qualified buyers.
• Conventional loan offering a wide range of programs starting with 5% down primary properties and 20% down investment properties.
• Jumbo and Super Jumbo 3/1 ARM, 5/1 ARM, 7/1 ARM, and 30 year fixed.
• We have the ability to guide borrowers beyond great credit challenges.
• We assist borrowers who are self-employed or small business owners.
• If the program you are looking for is not listed, or if you would like more detail information call me at my office. I will find the right program to suit you.